Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information

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11 Jan

Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information

Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information

Saturday, January 11, 2025 (12:00 AM) to Wednesday, December 31, 2025 (11:59 PM)
2.0 PDCs
Provider: Brown & Brown
Course Name: Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information

Speaker: Dave Ross, Josh Rydberg
Program Type: Seminar/Workshop
Registration URL: http://bbrown.com
Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information, Austin, Texas
Email Details

The market is saturated with alternative solutions to standard medical stop loss insurance. Products such as medical captives, cooperatives, group purchasing pools and aggregating specifics all report to be a better solution for employers struggling with how to best insure against the most crippling medical/Rx claims associated with their health plans. However, the complexity of the products, coupled with too little comparative information, leaves most employers blind to the actual financial ramifications of the choices they’re presented with. This session will remove the confusion and provide plan fiduciaries with the knowledge to navigate the world of medical reinsurance. • Stop loss contracts – The stuff insurers do not want you to know • Understand reinsurer motivations – Why premiums and risk are not always connected • How to use your data to your advantage in a way the reinsurer cannot • Why your broker’s help usually hurts

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The market is saturated with alternative solutions to standard medical stop loss insurance. Products such as medical captives, cooperatives, group purchasing pools and aggregating specifics all report to be a better solution for employers struggling with how to best insure against the most crippling medical/Rx claims associated with their health plans. However, the complexity of the products, coupled with too little comparative information, leaves most employers blind to the actual financial ramifications of the choices they’re presented with. This session will remove the confusion and provide plan fiduciaries with the knowledge to navigate the world of medical reinsurance. • Stop loss contracts – The stuff insurers do not want you to know • Understand reinsurer motivations – Why premiums and risk are not always connected • How to use your data to your advantage in a way the reinsurer cannot • Why your broker’s help usually hurts

Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information
Medical High-Cost-Claimant Insurance: So Many Solutions – So Little Information
3121 Palm Way
Austin, TX 78758-7887

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