Rethinking Health Benefits with ICHRA

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09 Jun

Rethinking Health Benefits with ICHRA

Rethinking Health Benefits with ICHRA

Tuesday, June 9, 2026 (12:00 AM to 11:59 PM)
1 PDCs
Provider: WorkDynamX
Course Name: Rethinking Health Benefits with ICHRA

Speaker: John Crotty
Program Type: Videoconferences, webcasts, audiocasts, podcasts, eBooks, self-directed E-Learning
Registration URL: http://www.workdynamx.com

Email Details

At the conclusion of this program, participants will be able to: Explain the structure and function of Individual Coverage Health Reimbursement Arrangements (ICHRA) and how they differ from traditional group health plans and other account-based benefits, including FSAs, HRAs, and HSAs. Evaluate when ICHRA is an appropriate strategy for an organization by assessing factors such as workforce structure, cost considerations, participation trends, and overall benefits strategy. Differentiate between various HRA types, including ICHRA, QSEHRA, and Excepted Benefit HRAs, and identify key compliance, eligibility, and administrative requirements associated with each. Apply affordability and regulatory considerations to determine how ICHRA offerings align with employer obligations and employee coverage requirements. Develop a high-level approach for communicating and implementing ICHRA within an organization, considering employee impact, organizational readiness, and stakeholder alignment.

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Health benefits continue to be one of the most complex and costly decisions employers face. With rising premiums and evolving workforce expectations, many organizations are starting to question whether traditional group health plans are still the right fit. In this webinar, we take a practical look at Individual Coverage Health Reimbursement Arrangements (ICHRA), a newer model introduced under Executive Order 13813 that is changing how employers approach healthcare benefits. ICHRA offers a different path forward by allowing employers to reimburse employees for individual coverage, creating more flexibility in plan design and cost management. This session will be led by John Crotty of OCA, who brings nearly two decades of experience in employee benefits, with a focus on consumer driven healthcare and Section 125 plan administration. Through his work with organizations across the country, he provides compliant, practical solutions around HRAs, Cafeteria Plans, COBRA administration, and broader benefits strategy. While ICHRA is the primary focus, this session goes beyond a single solution. We will also provide context across the broader HRA landscape, including how HRAs compare to FSAs and HSAs, how different HRA types function, and how these strategies can work together. This ensures attendees walk away with a clear understanding not just of what ICHRA is, but when and how it makes sense within a broader benefits strategy. Topics will include: What ICHRA is and how it works in practice How ICHRA compares to traditional group health plans Key differences between HRAs, FSAs, and HSAs Overview of other HRA types, including Excepted Benefit HRAs and QSEHRAs Eligibility, compliance, and administrative considerations Affordability concepts and real world examples When ICHRA may or may not be the right fit Current trends and adoption insights This session is designed to be practical and accessible, with real world examples and straightforward guidance you can actually use. Whether you are exploring alternatives to your current health plan or looking to better understand emerging benefit strategies, this webinar will provide the clarity needed to make more informed decisions.