Come join us as we discuss some of the latest topics related to the regulatory and legislative environment surrounding health and welfare benefit plans. These updates are intended to keep you informed of some of the most relevant changes that occurred in the last quarter, and what group health plans may face from a regulatory perspective in the near future.* *These presentations are subject to change, depending on the regulatory/legislative changes that precede this webinar. Due to the nature of this changing legal environment, SHRM/HRCI credits may or may not be available for this session.

Brown & Brown is pleased to invite you to a webinar where you will get a first look at the key findings from our healthcare industry benefits survey, 2026 edition. We will also discuss the implications for healthcare industry employers, as well as emerging employee benefit trends within the healthcare industry. This session is designed to help you: Stay ahead of emerging employee benefit trends unique to healthcare employers Gain practical strategies to optimize benefits and manage expense Find ways to leverage organizational capabilities, lower costs and improve the member experience Initial survey reveals several key priorities shaping healthcare employer strategies for 2026: Risk Management: 70% plan to evaluate the use of a captive to help manage medical plan risk Domestic Resources: 41% expect to integrate domestic clinical or pharmacy capabilities into their health plan Direct-to-Employer solutions: 21% are developing health management offerings tailored to the local market

Paid leave requirements continue to expand and evolve, creating new compliance and administrative challenges for employers. This moderated panel discussion brings together legal, advisory, carrier, and employer perspectives to explore how national leave trends intersect with Minnesota’s Paid Family and Medical Leave framework, and what that means in practice for HR, benefits, and operations teams. The discussion will begin with a high-level overview of national paid leave trends and the current federal framework, setting the context for how state-level programs are reshaping employer obligations. From there, the panel will focus on Minnesota-specific Paid Family and Medical Leave updates, with attention to administrative realities employers are already encountering as they prepare for implementation. Rather than a theoretical overview, this session is designed to address real-world employer challenges, including: How paid leave programs coordinate with FMLA and other statutory protections How leave request patterns are shifting Why leave administration has become more complex across multi-state and multi-plan environments The importance of early-stage employee counseling How issues can escalate into disputes or carrier-level involvement Common filing and documentation errors that occur when navigating state programs alongside private plans This session is ideal for HR leaders, benefits managers, payroll and leave administrators, and business leaders who want a clearer, more practical understanding of how to manage paid leave obligations while reducing risk, confusion, and employee friction.

Key discussion points include: Understanding Legal Requirements: Overview of Title VII and other applicable laws governing religious accommodations. Common Accommodation Scenarios: Scheduling, dress codes, prayer breaks, and more. Best Practices for HR: How to evaluate requests, engage in the interactive process, and document decisions effectively. Creating an Inclusive Culture: Strategies to promote understanding and prevent discrimination.

Driving Change: How Employers Are Transforming Delivery of Care How and why the employer role is evolving from payer to health ecosystem curator that selects top-tier solutions to deliver better care and outcomes Current trends and strategies employers are implementing today to improve the cost and quality of care, leverage the virtual care evolution and address the ongoing mental health epidemic Preparing employers for what’s next, from plan design to more personalized medicine Compliance Risks in 2026: Uncertainty, Litigation Risks and AI The uncertainty in the regulations related to group health plans due to the current political environment and court decisions The litigation risks that employers/plan sponsors may face, now and into the future Artificial Intelligence (AI) and the administration of health claims data and appeals processes in group health plans Trends Impacting Pharmacy Benefits How employers are rethinking GLP-1 eligibility, duration and affordability as costs continue to increase What increased regulatory scrutiny means for PBM contracts, rebates spread pricing and “guaranteed savings” How direct-to-consumer, specialty carve-outs and alternative pharmacy models are complicating plan administration How employers are balancing Rx affordability, fairness and workforce expectations Biosimilars: Discover how biosimilars are reshaping pharmacy benefits and creating new opportunities for significant cost savings Why a growing share of pharmacy spend is coming from fewer members—and why traditional cost-management approaches fall short

Virtual care has evolved from episodic telehealth to integrated, longitudinal models spanning population health, behavioral health, care navigation, remote monitoring, and prevention. In this Lunch & Learn, HR and Finance leaders will explore a practical framework for evaluating virtual care strategies, by starting with the problem you’re trying to solve, the population you’re serving, and how success should be measured. We’ll cover evidence-based outcomes, employee experience, cost and access considerations, and how virtual care can integrate with existing health plans and benefit programs to help reduce fragmentation and improve value.

Our upcoming webinar with Captive Resources will explore how organizations are responding to rising healthcare costs by leveraging data-driven strategies and innovative risk‑financing models to regain control of their benefits spend. As traditional plans continue to deliver unpredictable renewals and limited transparency, more employers are shifting to captive arrangements to unlock stronger performance, bend the healthcare cost curve, and even achieve outcomes such as negative renewals and reimbursed stop‑loss premiums. We’ll discuss how the captive model empowers employers through deeper insights, collective purchasing power, and meaningful collaboration with fellow members creating a sustainable path to long‑term savings, stability, and strategic decision‑making. What You’ll Learn: What a group captive is and how it works Why mid-sized employers are migrating to the captive model What makes Captive Resources unique How joining a captive can reduce expenses and return unused stop loss premiums Real-world case studies showcasing measurable savings and better outcomes Key considerations to determine if it is a fit for your organization

Join us for an informative session designed to help employers navigate today’s rapidly evolving benefits landscape. We’ll cover recent regulatory and legislative developments impacting health and welfare benefit plans, along with a deep dive into the changing leave and absence environment—highlighting what’s changed, what’s coming in 2026, and what employers need to be thinking about now to stay compliant and support their workforce.

Employers subject to the Federal Family and Medical Leave Act (FMLA) must provide job-protected leaves of absence to covered workers, including offering protections for health care and other benefits. Although many employers understand the job protection aspect of FMLA, protecting and maintaining employee health care benefits during FMLA leave can be just as, if not more, challenging. During this one-hour refresher, the Regulatory and Legislative Strategy team will be partnering with Brown & Brown’s Strategic Non-Medical Solutions Absence Consulting team to review and answer commonly asked questions, such as: What employers are subject to FMLA? What employees are eligible for FMLA? Under what circumstances can employees take job-protected FMLA leave? What are the job and group health plan protections provided under FMLA? How does job-protected leave affect welfare benefits other than group health plans? What steps can an employer take to avoid administration pitfalls during and after an FMLA leave?

Join us for an informative session designed to help employers navigate today’s rapidly evolving benefits landscape. We’ll cover recent regulatory and legislative developments impacting health and welfare benefit plans, along with a deep dive into the changing leave and absence environment—highlighting what’s changed, what’s coming in 2026, and what employers need to be thinking about now to stay compliant and support their workforce.