By the end of this session, attendees will have explored past market behavior to answer the following questions: • Does a great year in the market mean the rally is over? • What do average returns tell us? • Did the lost decade change investor behavior? • Is diversification dead?

By the end of this session, attendees will better understand these key themes in the global capital markets and how to discuss them with clients.  U.S. equities  International equities (both developed and emerging markets)  Fixed-Income

By the end of this session, attendees with understand: -Basics of Social Security -How to incorporate it into investor portfolios -Strategies for maximizing this benefit to supplement other sources of retirement savings

By the end of this session, attendees will: • Understand the basics of what Medicare is, how it works with other types of coverage, as well as the two primary ways to fill in the gaps in Medicare when Medicare will be their primary coverage. • Learn how to create a suitable and appropriate retirement income plan for clients by addressing expected Medicare costs in retirement. • Be able to accurately explain the Medicare program to clients so they can make an educated decision about their healthcare and financial plans. • Deepen their knowledge of what to consider when preparing to manage healthcare expenses in retirement.

People today are faced with many important topics about finances. Some are more challenging than others, such as addressing the planning needs of women and communicating with them in a meaningful way. Our new seminar; “Women, wealth and wisdom: case studies, worksheets, and checklists to empower your journey”, is designed to elevate the conversations you are having with women in regards to their finances. This is not the typical Women & Investing seminar you may have seen in the past. And, it is not investment education! Instead, it focuses on financial planning issues that we face at various stages of life. We accomplish that by offering 8 different case studies which will each have at least one correlated checklist/worksheet. We begin the presentation by discussing the progress women have made in politics, business, education, earning power, and wealth. Then we move on to the case studies The case studies and worksheets/checklists are as follows: (each session will focus on two) • First Time Home Buyer (w/Financial literacy checklist and First-time home buyer checklist) • Business Owner (with Business owner checklist) • Newly Widowed (With Executor checklist) • Newly Divorced (with Newly divorced checklist and Preparing for divorce checklist) • Caring for Aging Parents (with Longevity planning checklist) • Estate Planning (with Estate planning checklist) • Nearing Retirement (with Retirement readiness checklist) • Leaving a legacy -strategic philanthropy (with Philanthropy worksheet & checklist)