- How to determine eligibility for HSAs, understand contribution limits, and manage midyear changes like Medicare entitlement and adoption rulings. - How HSAs provide unique tax advantages and the essential tax forms and reporting rules for compliant administration. - Common errors related to contributions and distributions, and strategies to avoid penalties. - The compliance rules for coordinating HSAs with FSAs and HRAs, and how to manage rollovers and grace periods. - Practical tips for brokers and employers to stay compliant, including non-discrimination testing, plan documents, and proper HSA management.

- The key compliance responsibilities employers must address during the Open Enrollment period. - The purpose, content, and distribution requirements of plan documents, including Summary Plan Descriptions (SPDs), plan amendments, and wrap documents. - The compliance obligations associated with Section 125 cafeteria plans, Form 5500 filings, COBRA notices, and ACA reporting as they relate to Open Enrollment. - The role of nondiscrimination testing in renewal and Open Enrollment processes, especially for highly compensated populations. - Common compliance mistakes employers make during Open Enrollment and how to identify potential risk areas. - Actionable strategies brokers can use to help employer clients maintain compliance and avoid regulatory penalties. - The role of third-party administrators (TPAs) in supporting plan documentation, filings, and overall compliance management.